Ayushman Bharat Yojana (PM-JAY) Card 2025: How to Apply Online

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of India’s biggest government health insurance schemes. It aims to provide cashless medical treatment to poor and economically weaker families across the country. With the Ayushman Bharat Card, beneficiaries can avail of free medical services up to ₹5 lakh per family per year at empaneled hospitals.

Ayushman Bharat Yojana How To Apply 

Ayushman Bharat Card Download

🌿 What is Ayushman Bharat Yojana (PM-JAY)?

Launched by the Government of India under the National Health Authority (NHA), Ayushman Bharat Yojana provides secondary and tertiary healthcare services to low-income families. It covers hospitalization expenses for major diseases, surgeries, and medical treatments, ensuring that no citizen is deprived of healthcare due to financial issues.

💳 What is an Ayushman Bharat Card?

The Ayushman Bharat Card, also known as the PM-JAY Card, is a digital health card that allows eligible citizens to get cashless treatment at government and private hospitals listed under the PM-JAY scheme.
With this card, beneficiaries can access over 1,500 medical packages that include surgery, therapy, medicines, and diagnostics.

✅ Key Benefits of Ayushman Bharat (PM-JAY) Card

• Free treatment up to ₹5,00,000 per family per year

• Available at over 25,000 empaneled hospitals (private & government)

• Covers 1,500+ illnesses, surgeries, and procedures

• No restriction on family size, age, or gender

• Cashless & paperless treatment at listed hospitals

• Covers pre- and post-hospitalization expenses

👨‍👩‍👧 Who is Eligible for Ayushman Bharat Card?

The eligibility is based on the Socio-Economic Caste Census (SECC) 2011 data.

Rural Beneficiaries:

• Families living in kuccha houses

• Landless laborers dependent on daily wages

• Households with no adult member (16–59 years)

• Families belonging to SC/ST categories

Urban Beneficiaries:

• Street vendors, domestic workers, drivers, plumbers, electricians, sweepers, etc.

• Families listed in SECC urban worker categories

🖥️ How to Apply for Ayushman Bharat Card Online

You can easily apply for your Ayushman Bharat Card (PM-JAY Card) online in a few steps:

1. Visit the official website: https://pmjay.gov.in/

2. Click on “Am I Eligible?” and enter your mobile number and OTP

3. Check if your family is eligible under PM-JAY

4. If eligible, complete KYC verification using Aadhaar

5. Generate and download your Ayushman Bharat Card (PM-JAY e-Card)

🏥 How to Use Ayushman Bharat Card

1. Visit any empaneled hospital (government or private) under PM-JAY

2. Show your Ayushman Bharat Card / PM-JAY ID at the helpdesk

3. The hospital will verify your details

4. You will receive cashless treatment up to the scheme limit

📱 Check Ayushman Bharat Card Status

• Go to https://pmjay.gov.in/

• Click ‘Beneficiary Identification System (BIS)’

• Enter your mobile number or PMJAY ID

• You can view your application and card status

🔒 Documents Required

• Aadhaar Card

• Ration Card

• Mobile Number

• Passport-size Photo

• SECC or BPL Certificate (if available)

💬 Conclusion

The Ayushman Bharat Yojana (PM-JAY) is a major step toward providing universal healthcare access for all Indians. By making the Ayushman Bharat Card, eligible citizens can secure free and cashless medical treatment for their families across India.
If you haven’t applied yet, visit the official website today and get your PM-JAY Card to ensure a healthier and worry-free future.