Ayushman Bharat Yojana (PM-JAY) Card 2025: How to Apply Online, Eligibility, and Benefits

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The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of India’s biggest health insurance schemes launched by the Government of India. It provides cashless treatment up to ₹5 lakh per family per year for secondary and tertiary healthcare in empaneled hospitals across the country. In 2025, the scheme has become even easier to access with the introduction of the Ayushman Card online application process.

Let’s see how you can apply for the Ayushman Bharat Yojana Card 2025 online, check your eligibility, and avail of the benefits.

🔹 What is Ayushman Bharat Yojana (PM-JAY)?

Ayushman Bharat – PM Jan Arogya Yojana (PM-JAY) aims to provide financial protection to poor and vulnerable families from high medical expenses. It covers hospitalization, surgery, and follow-up treatments in both government and private empaneled hospitals.

Key Highlights:

Coverage up to ₹5 lakh per family per year
Over 1,500+ medical packages included
Cashless and paperless treatment
Applicable in both government and private hospitals
Over 12 crore families covered under the scheme

🧾 Eligibility for Ayushman Bharat Card 2025

Not everyone is eligible for PM-JAY benefits. The eligibility is based on the Socio-Economic Caste Census (SECC) 2011 data.

For Rural Families:

Families living in kutcha houses
Manual laborers and daily wage workers
Families without an adult (16–59 years) male member
SC/ST households

For Urban Families:

Workers like plumbers, drivers, electricians, rickshaw pullers, sweepers, and similar occupations are covered.

✅ You can check your eligibility online using your mobile number or ration card.

💻 How to Apply Online for Ayushman Bharat Card 2025

Follow these simple steps to apply online and download your Ayushman Bharat card:

Visit the official website:
👉 https://pmjay.gov.in
Click on “Am I Eligible?”
Enter your mobile number and captcha code to log in.
Check your eligibility:
The portal will show whether your family is covered under PM-JAY.
Apply for the Ayushman Card:
If eligible, click on “Get Ayushman Card” and verify your details using Aadhaar OTP.
Download your e-Card:
Once approved, you can download your Ayushman Bharat e-Card (PM-JAY Card) or print it for hospital use.

🏥 Benefits of Ayushman Bharat PM-JAY Card

Free hospitalization up to ₹5 lakh per family
Covers 1,500+ treatments like heart surgery, cancer, kidney transplant, etc.
No need to pay at empaneled hospitals
Nationwide portability — usable across India
Covers pre-existing diseases too

📱 Important Documents Required

Aadhaar Card
Ration Card
Mobile Number
Family ID (if applicable)
Passport-size Photo

⚙️ Ayushman Bharat Helpline

If you face any issue during registration or card download, contact:
📞 Helpline Number: 14555 / 1800-111-565

📰 Final Words

The Ayushman Bharat Yojana (PM-JAY) 2025 is a major step toward achieving “Health for All.” If you haven’t applied yet, visit the official website and get your Ayushman Card online today to secure free medical benefits for your family.

Stay healthy, stay protected! 💚