Ayushman Bharat Yojana (PM-JAY) 2025: Full Details, Benefits, and How to Apply Online

The Ayushman Bharat Yojana (PM-JAY), launched by the Government of India, is the world’s largest health insurance scheme. It aims to provide free health coverage up to ₹5 lakh per family per year to economically weaker sections of society. In 2025, the scheme continues to empower millions of families by making quality healthcare affordable and accessible.

If you haven’t applied yet, here’s everything you need to know about Ayushman Bharat Yojana 2025, including eligibility, benefits, and how to apply for your Ayushman Card online.

🔹 What is Ayushman Bharat Yojana (PM-JAY)?

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship health insurance initiative under the National Health Authority (NHA). It provides cashless hospitalization at both public and private hospitals empaneled under the scheme.

Key Features:

• ₹5 lakh annual coverage per family

• Applicable across India (Nationwide portability)

• 1,500+ medical procedures covered

• Paperless and cashless service

• Pre and post-hospitalization expenses included

🧾 Eligibility Criteria for Ayushman Bharat Yojana 2025

Eligibility is determined through the Socio-Economic Caste Census (SECC) 2011 data.

For Rural Families:

• Families with no adult male member (16–59 years)

• SC/ST households

• Landless families depending on manual labor

• Families living in kutcha houses

For Urban Families:

• Occupations such as street vendors, plumbers, drivers, sweepers, tailors, domestic helpers, and similar categories.

👉 Note: You can check if your family is eligible by visiting the official PM-JAY portal.

💻 How to Apply Online for Ayushman Bharat Card 2025

You can easily apply for your Ayushman Bharat (PM-JAY) Card online from the comfort of your home.

Step-by-step process:

1. Go to the official website:
   🔗 https://pmjay.gov.in

2. Click on “Am I Eligible?” on the homepage.

3. Enter your mobile number and verify with OTP.

4. The website will show your eligibility status.

5. If eligible, click on “Apply for Ayushman Card” and complete Aadhaar e-KYC.

6. Once approved, you can download or print your Ayushman Bharat Card.

🏥 Major Benefits of Ayushman Bharat PM-JAY 2025

• Free medical treatment up to ₹5 lakh per family annually

• Covers over 1,500 critical illnesses, including cancer, heart surgery, and kidney treatment

• Cashless admission in empaneled hospitals

• Nationwide use — valid across India

• Covers pre-existing diseases

• 24×7 helpline support for cardholders

📋 Documents Required

• Aadhaar Card

• Ration Card / Family ID

• Mobile Number

• Passport-size Photograph

☎️ Ayushman Bharat Helpline Numbers

• 14555 (Toll-free)

• 1800-111-565 (Alternate Helpline)

🩺 Ayushman Bharat Yojana 2025 in a Nutshell

📰 Final Words

The Ayushman Bharat Yojana 2025 continues to transform India’s healthcare system by ensuring universal health coverage for the poor and vulnerable. If you or your family are eligible, apply for your Ayushman Card today and get access to free, quality healthcare at top hospitals across the nation.